NIL Money Calculator

Who is this calculator for?

NIL Deal Amount

Business Expenses (Optional)

Equipment, content creation, mileage, training costs, etc. Leave blank if you don't know yet.

Deal Type

Your State

Current Emergency Fund (Savings)

🎯 Coach's Notes:

I didn't set aside taxes. I had to repay the IRS for 7 years. These numbers are non-negotiable.

How Your Money Flows

Business Account → Taxes & Reserve → Owner's Draw → Your 4 Buckets

NIL Income (Business Account) $0

Federal Tax (estimated) $0

State Tax $0

Self-Employment Tax $0

Total Tax Reserve $0

Business Reserve (10-15%) $0

          Owner's Draw → Personal Account
          $0
        

🏠 Fixed Costs $0

Phone, insurance, personal care, rent, utilities

💰 Financial Foundation $0

Emergency fund + savings for life's surprises

🚀 Future You $0

Investments (Roth IRA) + career transition fund

✨ Flexible Spending $0

Guilt-free spending, giving back 5-10%, short-term goals

Most student-athletes see these numbers and still don't know what to do next.